Investment Strategy

Investment Strategy

Wise Financial Consulting has developed a robust investment strategy as part of our client service proposition. It allows us to proactively alert our clients in advance of issues and opportunities as well as spending more time assessing your needs. We have teamed up with Rayner Spencer Mills, an independent fund research company, to help provide you with funds that we believe are best in their sector.

Rayner Spencer Mills continually asses the market place and apply both quantitative and qualitative measures to the whole universe of Unit Trusts and OEIC’s across the main fund sectors. The quantitative measures centre on performance and risk with a number of measures used in each area to provide a comprehensive picture. The qualitative assessment of any fund is there to provide an indication of how the fund will perform in the future and this view is gained through face to face meetings with fund managers and is a key part of the methodology. Once all of this information has been collated a decision is made to recommend a fund or not and bears the stamp of “rated”.

At Wise Financial Consulting we can deliver either a predetermined portfolio model created by RSM or a bespoke package with individually hand selected funds. We apply the same methodology whichever suits your needs best.

Once a month we check all the funds that our clients are invested in are classified as “rated funds”. If we find that a fund is no longer “rated” then we will perform a fund switch on your behalf to a fund that is “rated”. This process is carried out free of charge and is part of our client service proposition.