Financial Thinking


 

 

 

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Combining our professional experience with leading technology enables us to seek out the mortgage and insurance policies that meet your needs. We're not tied to anyone so we can search and offer you advice from the whole of the mortgage market.

Whether you are a first time buyer or an experienced home mover our experts can help you through the process from start to finish, helping you decide on the right type of mortgage for you and the right term.

At Wise Financial Consulting we can offer you advice on a wide range of mortgages from simply a Residential Mortgage, Remortgages, Buy to Let Mortgage or even Commercial Mortgages. 

 

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When taking out a mortgage for the first time or even if you are an experienced home mover it is essential that you cover yourself for the unexpected and using an Independent Financial Adviser ensures you are getting the best value for money from the market place.

Protection takes many forms these days including Life Insurance, Critical Illness Cover, Accident Sickness Unemployment Cover (ASU) and Income Protection. Life Insurance and Critical Illness pay out a tax free lump sum in the event of a claim and usually just cover the mortgage amount however many people now opt to cover their lifestyle also. Income Protection and ASU are designed to pay a monthly amount until you get you back on your feet with cover lasting from as little as a year or until retirement. To choose the type and term of the cover which is best suited for your needs please contact us so we can go into more detail and provide you with an individual solution.